Selling a property and the path to settlement

If you’re selling a property you’ll need a conveyancer to assist you in the ‘transmission’ of your property and the transfer of the rights, title and interest from you to your purchaser.

conveyancingSA.com.au will liaise with your real estate agent (or directly with you if you are selling privately), with your financial institution and any other parties involved in your transaction. We take the pain away and will make sure the process is smooth from start to finish.

Choose a great conveyancer that you trust – of course we are suggesting that’s conveyancingSA.com.au. If you’re looking at quotes from other conveyancers, we’re confident we will compare favourably but we suggest you make sure you get a full breakdown of any additional fees such a file storage and mortgage liaison (which are sometimes unexpected additions over and above the conveyancer’s professional fee).

It’s too late to make that discovery when you receive your settlement statement.

conveyancingSA.com.au quotes our full professional fee including liaison with your lender if you are discharging a mortgage as well as the storage of all documents and files relating to your transaction.

We only charge third party fees at cost.

Here’s a list of everything you need to think about as you travel the journey between signing your contract with your purchaser and finalising your settlement in South Australia.

  • Continue to maintain your property in good, clean and tidy condition until settlement day and if it is vacant land, adhere to all Council and fire safety regulations.
  • Tell your real estate agent that conveyancingSA.com.au will be acting for you. We’ll liaise with your agent to get the documentation we require to get the ball rolling or you can upload it yourself into the conveyancingSA.com.au portal.
  • Try and respond to our messages promptly. That way we can make sure that we avoid any unnecessary delays with your settlement.
  • Part of the requirements that we need to fulfil is the verification of your identity. We can do this online but you will need access to original documents to prove your identify. This is pretty similar to the ID you require when opening a bank account. If you can produce a current driver’s licence and passport that is ideal but if you can’t, we can help you with an alternative.
  • If you’ve started packing up ready to move, please make sure you hold back the paperwork we will need to Verify your Authority to sell your property. Things like a recent Council rates notice, SA Water, Emergency Services Levy or Revenue SA invoices for the property will come in handy for the purpose of Verifying your Authority.
  • Make sure that your real estate agent and conveyancingSA.com.au are told of any changes to your contact details (phone, email, address) between signing of the Contract and your settlement date
  • Contact your lender to discuss discharging your mortgage (if you have one)
  • Organise for a removals company to quote for moving your belongings; or arrange to move yourself
  • Advise your gas, electricity and other providers of the date to undertake final meter readings and to close or transfer your account for these services
  • Arrange for utilities to be connected at your new residence (if required)
  • Update your postal address with various entities (e.g. banks, subscriptions, driver’s licence, insurance etc.) – you might like to consider setting up a mail redirection
  • Arrange to be completely moved out of the property before 10.30am on the day of settlement and leave all keys with the agent (or other arranged place) by 10.30am on settlement day.
  • Before settlement day we will issue you with a Settlement Statement. Have a look over it and make sure that everything is in order and that we have the correct details to pay the proceeds of your sale.
  • If you have any queries regarding Real Estate Agent fees or commission direct these to your agent immediately.
  • Then sit back and wait for us to weave our magic. You will receive a notification as soon as settlement has been completed

Conveyancing is complicated but, put simply, it refers to everything that needs to be checked, searched, signed, and certified to make someone the new legal owner of a property.

As part of the selling process, you will need to provide your purchasers with a Form 1 document. This is sometimes called a Vendor Disclosure statement. We do not prepare Form 1s at conveyancingSA.com.au but we can engage our sister company to do this on your behalf. Just email us at support@conveyancingSA.com.au and we will arrange this for you.

Our team has all the knowledge and experience to help you complete the conveyancing journey in South Australia.

When should you contact your conveyancer?

Really, it’s never too early to contact a conveyancer. They can provide you with invaluable advice and if this is your first sale, it will help to have a friend on your side early to give you an objective opinion on the required documentation and processes. If not before, definitely get in touch as soon as you have signed a contract with your purchaser so that we can begin the journey to settlement for you.

At conveyancingSA.com.au, we are experts in the South Australian market and the legalities of transferring property within the State.

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We get conveyancing in South Australia. You can trust in our Adelaide-based conveyancers to take care of your property transactions in SA.

What is Foreign Resident Capital Gains Withholding (FRCGW) and what is a Clearance Certificate?

If you’re selling a property in South Australia valued at $750,000 or more, it’s important to understand Foreign Resident Capital Gains Withholding (FRCGW). This is a 12.5% tax applied to property sales where the vendor is a foreign resident, and the contract price meets or exceeds $750,000. The tax is designed to ensure that foreign sellers meet their tax obligations to Australia, as it can be difficult to recover tax debts from non-residents after they leave the country. The withholding secures a portion of the funds to mitigate this risk.

Since the threshold was lowered on 1 July 2017, FRCGW now affects all vendors in South Australia selling properties with a contract price of $750,000 or higher. Previously, the threshold was set at $2 million.

Vendors need to apply for a Clearance Certificate to avoid having 12.5% of the sale price withheld from their property proceeds. It can take up to 21 business days to receive the certificate, so the vendor or their conveyancer should apply as soon as possible after the contract is signed, especially in cases of shorter settlements.

In most cases, the process is straightforward, but delays may occur if the vendor hasn’t lodged a tax return in the past two years or owes tax. In these situations, the application is sent to a different section of the Australian Taxation Office, which may cause further delays.

If the Clearance Certificate is not available by the time of settlement, the transaction can still proceed. However, the purchaser’s conveyancer must withhold 12.5% of the sale price and remit it to the Australian Taxation Office at settlement.

I am buying my first home – is there stamp duty relief available in South Australia?

Yes! First home buyers may be eligible for a stamp duty relief on the transfer of land in certain circumstances. Here are the conditions under which you may be eligible:

  • Buying a new home* (this includes properties such as a house, flat, unit, townhouse or apartment).
  • Purchasing an off-the-plan apartment.
  • Securing both land and a new home together, typically under a comprehensive building contract.
  • Purchasing vacant land with the intent to build your new home on it.

*Note: The definition of a “new home” for the purpose of this relief may vary. It’s always a good idea to confirm the specific details as they pertain to your situation.  Find full details here: Stamp Duty Relief for First Home Buyers in SA.

Can conveyancingSA.com.au assist me with my application for stamp duty relief?

Absolutely! At conveyancingSA.com.au, we have a dedicated team well-versed in the process and requirements for stamp duty relief applications. We can manage the entire application on your behalf for a fee of $55, including GST. You can also handle the application yourself using the form available on the RevenueSA website.

We recommend reaching out to our team at conveyancingSA.com.au for further information and to start the application process. We’re here to make your first home buying experience smoother and more affordable!

Stamp Duty Relief for First Home Buyers

Stamp Duty Relief for First Home Buyers

You might also be eligible for Stamp Duty relief as a First Home Buyer. Learn more about the eligibility criteria here First Home Buyer Stamp Duty Relief in South Australia

What is conveyancingSA.com.au?

conveyancingSA.com.au is South Australia’s first pure online conveyancing service. Its promise is simple, digital, stress-free property conveyancing with the client in the driver’s seat.

Created and developed in South Australia, our Adelaide conveyancing team is backed by SA’s largest property transaction provider. Our purpose is to assist buyers and sellers in their home purchase or in selling property, who wants more control, transparency and a faster, simpler way to do things.

Our clients follow the easy to understand directions in our portal to arrange online settlements with conveyancingSA.com.au. Because our service is 100% digital, we can price it very economically.

We are NOT a national outfit trying to cover the nuances of property transactions in all Australian markets, nor are we a marketplace for small-sized conveyancers. As the conveyancing process varies from state to state, our Adelaide SA team specialises in the South Australian market.

conveyancingSA.com.au is a standalone conveyancing firm, with an experienced team in dealing with the Adelaide and SA regional property market. Our company has invested heavily in technology and the development of the smarts to conduct conveyancing online – simply, reliably and without stress.

Why did you start conveyancingSA.com.au?

We wanted to create a conveyancing service that was efficient, convenient, transparent, and customer-friendly. With the rise of digital technology, we saw an opportunity to create an online platform that would make the process of buying and selling property easier for particular clients.

So we set out to create conveyancingSA.com.au – a service that would offer all of these things and more. We’re proud to say that we’ve been successful in our mission. We’ve provided great service for clients who need top-quality Adelaide conveyancing services for clients who prefer an online transaction at a lower cost. And we’re always looking for ways to make our service even better.

How much does conveyancingSA.com.au cost?

A residential buy or sell transaction is priced at $880 including GST.

Identity is verified online and clients can upload their own documents into the portal to conduct their transaction. Our fee covers up to two verifications and if there are more than two parties involved, a fee of $20 for each additional party will be charged.

We do not charge for additional items like liaising with your bank or storing your documents. We are upfront and transparent – there are no nasty surprises at conveyancingSA.com.au.

We value loyalty. If you add a transaction to one you are currently doing with conveyancingSA.com.au. (e.g. you are doing your purchase conveyancing through us and you sell a property before the property you are buying has settled), we will discount the second transaction by $100.

Who should use conveyancingSA.com.au?

conveyancingSA.com.au is ideal for standard residential transactions including those transactions with an incoming or outgoing mortgage.

Users of our conveyancing service are comfortable with conducting their business transactions online even when they are high value.

Our clients value being able to conduct their business out of hours and that suits our digital offering.

Because we have been able to streamline the conveyancing process digitally, our clients can expect to pay substantially less than a traditional conveyancing service.

How is conveyancingSA.com.au different?

We think we’re very different. South Australian conveyancing has a long and proud history and conveyancingSA.com.au is a natural extension of the very personalised and manual conveyancing services available in South Australia. But we are very different.

Increasingly consumers are becoming comfortable with managing their financial transactions in a digital environment and they appreciate the convenience that helps their busy lives. By transacting in a digital environment, our clients benefit from greater transparency in the progress of their transaction.

You can login at any time and see what stage your transaction is at and what comes next on the journey to settlement.

An added bonus is the savings that can be passed onto our clients because we have invested heavily in our technology.

Will I have a dedicated conveyancer?

In order to maintain our lower price structure we have created internal efficiencies including a Shared Services team.

Clients have access to a support email address for any queries (support@conveyancingSA.com.au).

The Shared Service concept means that if anyone is away or not at their desk, there will always be someone to answer your question.

There is shared visibility over your transaction and that means you’ll get an answer to your query fast.

Can I get help from a conveyancer if I need it?

You can be assured that behind your transactions there is a team of conveyancers who are licensed in South Australia.

Our conveyancers are all members of the Australian Institute of Conveyancers (SA). If you have any questions or concerns you can send an email or complete a webform and request assistance from our Shared Services team.

You’ll receive a notification each time we send you a message so you’ll have total visibility over the progress of your transaction and when we have any tasks for you to complete.

What should I know about your fee quotation?

Our information and our fee quotation is provided to you on the basis of the information you have supplied to us. If there is any variation to that information, and there is a need to revise our quotation, we will always contact you first to explain clearly the reasons for the variation and to gain your agreement before we continue.

When we quote you, we let you know about the third party charges you can expect to pay in addition to our professional fee. Take a look at the What Costs Should I Know About? section to learn more about the fees and charges that may be applicable to your purchase or sale. These fees are what we call Government and Statutory fees which means they’ll apply regardless of who is doing your conveyancing. We’ll help you work out just what those fees will be so that you won’t have any nasty surprises.

Why do you ask for so much stuff?

There are a number of important forms and information that we need from you to make sure that we conduct your transaction in line with legislation and regulations in South Australia and that we complete all of the required checking.

We know that some of this can be tedious, but you can be assured that we only ask for what is absolutely necessary.

The sooner you can provide the documents we require the better – this is so we can work together to avoid any delay to your settlement.

You can be assured that we will return information to you quickly from our side and if you can do the same, that will keep us on track.

We can also assure you that we take the greatest precautions with your data security and privacy. You’ll notice we ask you to register your account to sign up with two-factor authentication.

We will not take any chances with your data or your privacy.

Each time we request information from you, you’ll receive a notification from us to check into the conveyancingSA.com.au portal, to retrieve the message. Safe and secure.

That’s our promise – to keep you on track and informed.

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